See what's left after rent, bills, and the subscriptions you forgot about. Plus where your balance is headed weeks and months out.
Checking Account
You have money that's NOT spoken for!
Your balance never goes negative. You can safely spend $659 right now.
It says $2,431. It doesn't mention the $1,200 in rent due Friday, the $89 streaming bundle you forgot about, or the credit card auto-pay that hits Tuesday.
SpokenFor.money tells you what's safe to spend right now.
We project your balance through every upcoming bill and find your lowest point. Whatever's above it is yours. Spend it on whatever, we don't care about categories.
No tracking. No guilt. Just an honest number.
No bank connections. No app constantly nagging you. Just three steps, then a number you can trust.
Type in what you have today. No bank connections, no credentials shared.
Paychecks, rent, subscriptions. Plus one-offs like a tax refund or vet bill.
We forecast every upcoming bill and show your lowest point. Anything above is yours.
That's the only question your money app should answer fast. Just: can I afford this, yes or no.
Start free. No credit card required.
Everything you need to know what's available
No credit card required · Cancel anytime · Export your data anytime
Less than a coffee per week to always know what you can spend.
Know what's spoken for. Spend the rest however you want.
Free for 14 days. No credit card required. Cancel anytime.